Your story evolves over time.
Your priorities shift, your desires change and your life gets more complicated. A sound financial plan should move in concert.
Zenith was founded with the idea of providing seamless and integrated service to clients including Personal Financial Planning, Tax Services and Investment Management. Utilizing a planning-first approach, Zenith meets each client as an individual. We take the time to understand every person’s unique challenges and opportunities so that we can craft solutions to meet their goals and remove complexity from their lives.
Financial Planning
Goal and Vision Setting · Cash Flow and Budget Analysis · Debt Reduction · Retirement Planning · Education Planning · Insurance and Risk Planning · Investment Education and Analysis · Estate Planning
Your story evolves over time. Your priorities shift, your desires change and your life gets more complicated. A sound financial plan should move in concert.
Integrated, comprehensive financial planning is the foundation of life’s financial journey. It should help you make confident decisions in times of uncertainty, help you live freely and guide you to success.
Zenith Group’s integrated approach to advice leads with financial planning to help you navigate this journey. We work with you when tax laws change, when you buy that first home, when your children prepare for college and even more. Our panoramic process is built to handle your dynamic needs.
Investment Management
Low Expenses · Tax Efficiency · Factors Based · Diversification · Behavioral Coaching
Investing is essential to achieving life’s goals. That’s why we believe an investment approach should be backed by empirical research and driven by a consistent, transparent process.
Many advisors attempt to pick stocks or chase performance. We prefer a different path. We leverage academic research to develop investment strategies designed to help clients reach their goals with less risk. Our customized solutions can be implemented whether you are just starting your first investment account or preparing to draw income from your portfolio.
Zenith Group’s goal is to provide a better investment experience. By taking insights in behavioral finance, structuring portfolios with exposure to key investment factors and taking a long-term view, we provide an approach that our clients understand and stick with.
Tax & Accounting
Proactive Tax Planning · Tax Preparation · Small Business Strategies · Tax Problem Solving
Paying taxes is not voluntary, but overpaying is. Taxes are, by and large, the largest expense most households face. Federal and state tax laws change every year. It can be exhausting trying to manage which changes affect you. Like most, you would prefer that money be put into your business, invested to fund retirement or maybe to save for your children’s education.
Many people mistakenly believe that tax return preparation is a simple matter. While some returns are simpler than others, it is easy to make a mistake when you have no idea what your return should look like.
At Zenith Group, we specialize in personal and small business income tax preparation and planning. We work closely with you to create tax-efficient strategies to be sure your tax liability is as low as lawfully possible. The real value we provide, though, comes well before the actual returns are prepared – the benefit of working with us comes in the form of future tax planning which we discuss with our clients each and every year.
Who We Are
Daniel A. Baratz, CPA/MBA/CFP®
Founding Member
Daniel Baratz provides individualized guidance and advice to the firm’s clients with a focus on helping them... Read More »